Income Limits 

Applicants for housing programs (Emergency Repair Program for Seniors, First-Time Homebuyer, Home Rehabilitation Program) must have total household incomes of 80% or less of the area median income, adjusted by household size as determined by HUD to qualify.

Background

The City of Plymouth is a recipient and administrator of Community Development Block Grant funding, which is allocated by the U.S. Department of Housing and Urban Development. CDBG funding allows the City of Plymouth to award dollars toward programs and organizations that support social services, emergency repairs, energy efficiency, housing rehabilitation, first-time homebuyer, and other programs that support affordable housing.

Past Action Plans

• View the 2023 Annual Action Plan (PDF) – Approved April 2023
• View the 2022 Annual Action Plan (PDF) – Approved October 2022

The City of Plymouth recognizes the need to provide affordable housing for a broad range of income levels to maintain a diverse population and attract residents to live or work in the city.

The city adopted the Inclusionary Housing Policy (PDF) to ensure that a reasonable proportion of each new residential development receiving city financial assistance include units affordable to low- and moderate-income households.

2023 Draft Consolidated Annual Performance and Evaluation Report

The Plymouth Housing and Redevelopment Authority (HRA) Draft 2023 Consolidated Annual Performance and Evaluation Report (CAPER) was submitted to the U.S. Department of Housing and Urban Development (HUD) in September 2024. View the Draft 2023 CAPER (PDF).

The CAPER reports on Plymouth’s Community Development Block Grant (CDBG) program activities during the period July 1, 2023 through June 30, 2024. CDBG funds are used for housing, community development, and public service activities that principally benefit low and moderate income persons. 

Fair Housing Implementation Council Update

The Fair Housing Implementation Council (FHIC) has released a report of the 2021 Regional Analysis of Impediments to Fair Housing Choice (AI).

View the Twin Cities Regional Assessment of Fair Housing report (PDF) – Note that this document file is very large, so it may take additional time to download/view.

2018 Plymouth Rental Housing Study

The City of Plymouth partners with Homes Within Reach, a non-profit organization that works to create affordable homeownership opportunities for families earning less than 80% of the area median income. 

HWR acquires, remodels, and sells properties through a Community Land Trust that allows qualified clients to purchase a home and lease the land at a nominal fee. 

The practice also reduces mortgage, down payment and closing costs. This allows families to purchase a home, retain it for generations, and work in or near their communities more easily. Those looking to sell a property are encouraged to consider selling it to HWR. For buyers, HWR may be an option to purchase an affordable home in Plymouth.